Who Are the Major Credit Reporting Agencies? The credit reporting agencies (CRAs), also known as credit bureaus, gather all of your credit information, so it’s wise to be well-informed about their function. Consumer credit history, scores and reports are extremely...
What’s the Difference between Credit Score vs Credit Report? Credit Score vs Credit Report. Have you thought about applying for a credit card? Getting a car loan? Renting an apartment? Whether you’re just starting the process or in the middle of it, you’ve probably...
What Is a Soft Credit Check? With a soft credit check your score won’t suffer. Yes, it’s as easy as that. When someone looks at your credit, either for informational or promotional purposes. Your credit score has a great deal of impact on your life. That’s...
What Is a Hard Inquiry? Your credit score will drop when a hard inquiries are also known as hard pulls occur. This happens when a creditor checks your credit for the purpose of giving you a loan or credit card. A soft inquiry, or soft pull, is where you or a company...
Everything You Need to Know to Improve Your Credit History Improve Your Credit History. Understanding credit is what we do best at Credit.ly. Figuring out how to improve your credit score can feel daunting, mostly because getting those numbers to go up can really be a...
The Experian Credit Score vs. FICO Score: Differences to Know Experian vs FICO Credit Score What are the differences between an Experian vs FICO Credit Score? Most people think of a credit score as a number, but another name used is a FICO score. The Fair Isaac...
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.
