Equifax: Credit Reports & Scores Guide Company Profile: Equifax® Equifax Inc. (Equifax) is a consumer credit reporting agency in the United States and is considered one of the three largest American credit reporting agencies along with Experian and TransUnion....
TransUnion: Credit Reports & Scores Guide If you are like most people and have loans or credit cards. Then your debt-handling habits are tracked, collected and put into reports by the three major credit bureaus. Those reports are then used for credit scores,...
How Much Money to Save for an Emergency How Much Money to Save for an Emergency? An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults did not Save for an emergency whatsoever. Only 29% had the recommended six months of savings...
5 Steps to Reduce Your Debt: Do-it-Yourself Debt Reduction How do I actually reduce my debt? IMCOne of the most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I actually reduce my debt?!? The challenge of debt...
Tips for Improving Your Credit: Your Payment History If you’re looking to improve your credit in the long-term, well, then, you’ll want to establish a spotless payment history. Your payment history, also known as payment performance, is the record you’ve established...
Everything You Need to Know About Those Pesky Credit Inquiries You’re wondering how to improve your credit scores, you’ll have to first understand what determines those three-digit numbers. Most credit scoring models factor in five major categories when looking...
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.