What Does FICO Stand For? What is a FICO Score?

Have you heard of the word “FICO”?  This funny-sounding word is more important than you think when it comes to your Credit Score. The FICO credit score is a credit score developed by FICO. A company that specializes in what’s known as “predictive analytics,” which means they take information and analyze it to predict what’s […]

5 Steps to DYI Debt Reduction

Credit.ly - Check Credit Report Online - 5 Steps to DYI Debt Reduction

DYI Debt Reduction. Everyone has debt, you are not alone.  Let’s tackle the debt problem with five easy steps. The most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I actually reduce my debt? The challenge of debt reduction may seem impossible, but don’t […]

Signs your identity has been stolen

Credit.ly - Free Credit Report and Credit Score - Signs your Identity has Been Sstolen

We spend more time online than ever before. From Amazon to Netflix, Facebook and More. More and more of our lives are moving online, which means the chances of having your identity stolen increases. With all of the information out there, how do you even know if your ID has been compromised in the first […]

Dispute Letters / Info

How to do Credit Repair - Sample Credit Dispute Letter - Credit Card

Sample Credit Dispute Letter Sample Letter Form #1 Date Your Name Current Address City, State, Zip Code Complaint Department Credit Bureau Credit Information Services Credit Bureau Address City, State, Zip Code Dear Sir, I am writing to dispute the following information in my credit file. The items I am disputing have been circled on my […]

The Fair Credit Reporting Act

Credit.ly - Auto Loan Credit Score - The Fair Credit Reporting Act

Download the PDF here. THE FAIR CREDIT REPORTING ACT – July 30, 2004 As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. Code as published by the […]

Experian: What You Need to Know

Credit.ly - Credit Repair - Experian: What You Need to Know

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Equifax: Credit Reports & Scores Guide

Credit.ly - Credit Cards for Fair Credit - Equifax: Credit Reports Scores Guide

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TransUnion: Credit Reports & Scores Guide

Credit Score Check - TransUnion: Credit Reports & Scores Guide

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How Much Money to Save for an Emergency

Credit.ly - How to Check Cedit Score- How Much Money to Save for an Emergency

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