Gaming Merchant Accounts

Are YOU Struggling with gaming merchant account issues like freezes, holds, or shutdowns? Get the fastest safe way to process online gaming payments with Creditly.

Accept Gaming Payments TODAY!

If your gaming merchant account was shut down today and you could no longer accept credit cards, how long could you keep the doors open?

Everyday basic payment facilitators and companies like Stripe, PayPal, Square, Shopify, etc. Shut down thousands of accounts.

It’s not a matter of IF you’ll get shut down, but WHEN…

If your provider held your money for 90+ days, would you survive?

Could you make payroll if they placed a 10% hold on your account?

It’s time to upgrade to Creditly.

Creditly helped us get access to a payment processor when others could not. They were super helpful and got us up and running faster than expected. Highly recommended!

Joseph Dubois


We needed access to multiple processors, and Creditly delivered. It's good to know we have a partner that will stand behind us as we grow and expand our locations.

Jody Martinez

SAS & Travel

Our high risk business needed help after Stipe held up payments. Creditly got us approved. I'll never go back to using Stripe or PayPal.

Neil Oliver

Ecommerce Health

Gaming Merchant Accounts & Payment Processing Features Creditly Offers:

Transaction Routing – We’ll automatically route your transactions across multiple accounts. That way if anything ever happens to one, your others are still up and running.

White Glove Service – You’ll have a dedicated point of contact that you can reach any time you need them.

Decline Recovery – We’ll help you improve your approval ratios and reduce decline rates. That way, you put more cash back in your pocket and process more payments.

Chargeback Mitigation – Stop chargebacks before they begin with. our chargeback alert system. Greatly lower account issues and improve customer satisfaction.

Hosted Checkout – Quickly create checkout links and landing pages with a few clicks. Email them, DM them, or text them to your clients for payments on the fly.

Recurring Billing – Built-in recurring billing for subscription purchases with multiple payment options available

Mobile Payments – Process payments on the go with our easy to use mobile payment solution

250+ Integrations – Integration to nearly every shopping cart, plus we integrate to most apps and software. If you need something specific, our in-house development team will make it happen. 

Banking For Nearly Every Vertical – We offer merchant accounts for almost every vertical, including high risk merchants and much more. Get approved today.

Unlimited High Ticket – Worry free processing of high ticket transactions and high volume.

What Creditly Can Do For You...

We pride ourselves on making your life easier and facilitating business growth across the globe. We have been doing this successfully for years and have helped countless businesses achieve their full potential, just check out some of our testimonials. More importantly, Creditly would love to play its part in helping you achieve your goals and service your consumers smoothly. if you’re interested in working with us, you can start your EMAP  application below:
 or call us at: (877) 307-7711  Get Set-up with a Merchant Account


Gaming businesses are inherently considered high risk by financial institutions, simply due to the nature of the business.

Gaming businesses can include e-sports, online gambling, casinos, and betting, as well as mobile gaming. The industry is prone to disputed charges, frequent chargebacks, and even fraud.

In addition, any business that offers online, or card not present, payments is considered high risk as well, as this can increase the likelihood of fraud.


It’s important for gaming business owners to offer cashless payment options for their customers, which means they need a merchant account.

The right gaming merchant account will offer multiple cashless payment options, including check, credit, online, and mobile options.

Merchant accounts for online gaming providers can also help protect against fraud, enhance security for customers, keep a digital record of all payments, and process payments quickly.

Creditly specializes in high-risk industries and has experience working with gaming businesses.

We understand the unique challenges of your business and can provide you with the right merchant account that will meet all your needs.
For more information, please contact us at 800.805.4949 or get started here.


A gaming merchant account is a specific type of bank account that allows merchants to accept payments. Typically, a merchant account is used for credit card processing and eCheck processing but can be used for various payment processing needs. To get a merchant account, simply fill out our quick form and we will help you get set up.

These online gaming merchant account providers work with acquiring banks, such as Chase and Wells Fargo, to provide merchant accounts to businesses looking to process credit card payments.
Depending on how the bank categorizes the merchant’s industry, there are multiple types of merchant accounts.

If the merchant account is used for card not present (CNP) or e-commerce transactions, then it must be integrated with an online payment gateway. Otherwise, a physical terminal is required to capture payment information.


Creditly specializes in offering merchant accounts tailored for businesses categorized as “high risk” by financial institutions. This designation typically arises from industries prone to higher instances of chargebacks, disputes, and fraud, often attributed to card-not-present transactions.

Securing a reliable merchant account presents a significant challenge for these businesses, as many payment processors shy away from high-risk payment processing.

Moreover, those who do claim to offer “high risk” processing, often impose account holds, freezes, or even terminations, exacerbating the operational hurdles for high-risk merchants.

Recognizing these challenges, Creditly excels in high risk merchant accounts and ensures stability and reliability, with the fastest safe way to process payments.

We are committed to ensuring your business thrives by offering comprehensive solutions for your high-risk payment processing needs, making us the ideal partner for managing and mitigating the complexities associated with high-risk transactions.


Creditly excels in providing merchant accounts by strategically leveraging our extensive banking relationships. Our process goes beyond merely applying for any merchant account; we prioritize providers who are eager to support your specific business model and conduct thorough underwriting.

This approach ensures providers fully understand your business from the outset, fostering a transparent partnership and reducing the likelihood of account holds, freezes, or terminations. Consequently, our clients enjoy stable and reliable credit card processing.

Moreover, with Creditly, the daunting process of applying for merchant accounts becomes a thing of the past. Unlike the minimal underwriting performed by many providers—which often necessitates multiple applications, each diminishing your approval prospects—our method significantly enhances your chances of securing a suitable merchant account from the start.

This not only streamlines the application process but also positions your business as more appealing and less risky to potential providers.


We strongly advise clients with annual sales exceeding $250,000 to allow us to set them up with an additional merchant account. We can do this quickly and it will ensure greater stability for your business. 

While we take extensive measures to mitigate risks such as account holds, freezes, or shutdowns, the unpredictability of banking policies—be it due to new personnel or algorithm changes—can pose unforeseen challenges. Having a secondary merchant account ready ensures you can swiftly redirect your payment processing, safeguarding your revenue flow against potential disruptions.

Navigating multiple merchant accounts might seem daunting, but Creditly simplifies the entire process.
Our service includes comprehensive management of your accounts, significantly minimizing your involvement. We provide a dedicated Certified Payment Specialist (CPS) to oversee your merchant accounts, offering you a singular, reliable point of contact for all payment processing inquiries and needs.

With Creditly, securing and managing your merchant accounts becomes effortless, allowing you to focus on growing your business with peace of mind.


The first step on your path to a new merchant account is to start with the Creditly application or if you would rather chat with someone to find out more, call us at (877) 307-7711*. We can get you set up in as little as 2 DAYS!

*Hint: This is easier cause we can fill out your application for you!

Choose the right Merchant Account for your business:

  • And more…


Begin your journey with Creditly by submitting our quick online form, which helps us gather essential details about you and your business, ensuring we set you up with the ideal merchant account.

Upon application, you’ll be assigned a dedicated New Client Specialist (NCS) who will guide you through the application process and answer any questions you may have.

Based on the information provided and our assessment of your business model, you will be categorized as either a Gold, Platinum, or Diamond merchant, reflecting your specific payment processing requirements.

Following this classification, you’ll be introduced to your Certified Payment Specialist (CPS), who will serve as your primary contact for all payment processing matters.

This personalized approach guarantees you always communicate with someone familiar with your business, who understands your needs. Your CPS will handle the application for merchant accounts, assist in setting up your new accounts, and configure your online payment gateway.

With everything in place, you’re all set to begin accepting payments. Your CPS will continuously monitor your accounts, maintain regular communication for any consultations, and promptly inform you about matters requiring your attention, including conducting annual reviews of your merchant accounts.

Creditly simplifies the payment processing aspect of your business, allowing you to focus on growth while we manage the complexities.

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Merchant Accounts FAQ

Learn more about payments, pricing, or solutions to problems you are experiencing. We are always ready to help you with your High-Risk processing needs.

Creditly offers access to high-risk payment processing but we also work with mid-risk and low-risk companies.

Here is a short list of some business verticals we service:

  • Antiques & Collectibles
  • Apparel & Clothing
  • Bad Credit
  • Bus Lines
  • Cannabis Support Businesses
  • Caterers
  • CBD Oil & CBD Products
  • Continuity Products and Subscription Boxes
  • Credit Repair
  • Credit Monitoring
  • Debt Collection
  • Digital Streaming
  • Document Preparation
  • Fantasy Sports
  • Firearms & Ammunition
  • Furniture & Home Furnishings
  • Health & Beauty
  • Hotels & Lodging
  • Insurance / Warranty
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Transportation & Moving
  • Non-Profit
  • Nutraceuticals
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • SaaS Companies
  • Seminars & Coaching
  • SEO / SEM / Ad Agency
  • Smoking Accessories
  • Sports Betting
  • Survivalist & Tactical Gear
  • Telemedicine
  • Tobacco & Cigar
  • Travel & Timeshare
  • Vape / e-Cig / eJuice
  • Veterinarians
  • Web Design & Development

“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.

There is nothing wrong with being considered high risk and there are many factors that contribute to risk.

When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.

If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.

Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.

Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.

There are 3 main reasons a business can be considered high risk.

  1. The business has a greater chance of chargebacks occurring
  2. The business model may be new or legally regulated
  3. The business accepts a high number of card not present transactions (over the phone, email, eCommerce)

At this time Creditly offers merchant account services for the USA and Canada. We are always working to expand our areas of processing and hope to serve a greater area in the near future.

We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.

But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.

Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.

Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.

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