Mobile Payments

Mobile payments made easy. Offer payments on the go with a smartphone, tablet, or wireless terminal.
Easy to use technology that you can set up in less than 5 minutes.

Accept Mobile Payments TODAY!

If your merchant account was shut down today and you could no longer accept credit cards, how long could you keep the doors open?

Everyday basic payment facilitators and companies like Stripe, PayPal, Square, Shopify, etc. Shut down thousands of accounts.

It’s not a matter of IF you’ll get shut down, but WHEN…

If your provider held your money for 90 days would you survive?

If they placed a 10% hold on your account, could you make payroll?

It’s time to upgrade to Creditly.

Creditly helped us get access to a payment processor when others could not. They were super helpful and got us up and running faster than expected. Highly recommended!

Joseph Dubois


We needed access to multiple processors, and Creditly delivered. It's good to know we have a partner that will stand behind us as we grow and expand our locations.

Jody Martinez

SAS & Travel

Our high risk business needed help after Stipe held up payments. Creditly got us approved. I'll never go back to using Stripe or PayPal.

Neil Oliver

Ecommerce Health

What Other Features Does Creditly Offer?


  • Service Vehicles
  • Trade Shows
  • Boutiques
  • Live events
  • Art Fairs

With it becoming easier and easier to setup businesses, it is more important than ever to be versatile in how you accept payments.  Your smart phones have thousands upon thousands of apps.  Why not have one that runs payments for you?


In the past anyone who wanted to accept credit cards on the go had to buy an expensive, bulky wireless terminal.  Today, most of you can simply keep your smart phone with you and process from anywhere.  It’s important to note that there are times when a wireless terminal can be the right choice – specifically if you are running hundreds of transactions at a time.


  • Connect directly to the Creditly gateway
  • Instantly record and batch all payment info
  • More Portable
  • With you always
  • Email receipts
  • Professional image


  • Better for higher transaction volume
  • Print receipts without extra equipment (we can give you a Bluetooth printer and swiper for your smart phone too)
  • Faster than a smart phone
  • More Expensive

Why Creditly Direct?

We pride ourselves on making your life easier and facilitating the growth of business across the globe. We have been doing this successfully for years and have helped countless businesses achieve their full potential, just check out some of our testimonials. More importantly, Creditly would love to play it’s part in helping you achieve your goals and service your consumers smoothly. if you’re interested in working with us, you can start your EMAP  application below or call us at: (877) 307-7711 | Get Set-up with a Merchant Account »

Mobile Payments FAQ

Mobile payments typically involve using a mobile device, such as a smartphone or tablet, to make payments for goods or services. This can be done using a mobile wallet app, such as Apple Pay or Google Wallet, or by scanning a QR code at the point of sale.

Mobile payments are generally considered to be secure, as they use encryption and other security measures to protect sensitive information. However, as with any type of payment, it’s important to take precautions to protect your device and personal information.

The acceptance of mobile payments varies depending on the merchant, so it’s always a good idea to check with a particular business to see if they accept mobile payments. Many merchants, including major retailers and fast food chains, have begun to accept mobile payments in their stores.

To get started with mobile payments, you’ll need a smartphone or tablet that’s compatible with mobile payment systems, and then you’ll need to download a mobile wallet app and add your credit or debit card information. This can usually be done directly from your device’s app store.

There may be fees associated with using mobile payments, depending on the mobile wallet app or service you are using. Some apps or services may charge transaction fees, while others may charge monthly or annual fees. It’s a good idea to review the terms and fees associated with any mobile wallet app or service before using it to make payments.

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Merchant Accounts FAQ

If you want to know more about payments, pricing, or solutions to problems you are experiencing, we are always ready to help you.

Creditly specializes in high risk payment processing but we also work with mid-risk and low-risk companies.

Here is a short list of some business verticals we service:

  • Antiques & Collectibles
  • Apparel & Clothing
  • Bad Credit
  • Bus Lines
  • Cannabis Support Businesses
  • Caterers
  • CBD Oil & CBD Products
  • Continuity Products and Subscription Boxes
  • Credit Repair
  • Credit Monitoring
  • Debt Collection
  • Digital Streaming
  • Document Preparation
  • Fantasy Sports
  • Firearms & Ammunition
  • Furniture & Home Furnishings
  • Health & Beauty
  • Hotels & Lodging
  • Insurance / Warranty
  • Legal Services
  • Magazine Subscriptions
  • Medical Billing & Coding
  • Medical Supplies
  • Membership & Recurring Billing
  • MLM Companies
  • Transportation & Moving
  • Non-Profit
  • Nutraceuticals
  • Pawnbrokers & Pawn Shops
  • Pet Products
  • Precious Metals
  • Property Management
  • SaaS Companies
  • Seminars & Coaching
  • SEO / SEM / Ad Agency
  • Smoking Accessories
  • Sports Betting
  • Survivalist & Tactical Gear
  • Telemedicine
  • Tobacco & Cigar
  • Travel & Timeshare
  • Vape / e-Cig / eJuice
  • Veterinarians
  • Web Design & Development

“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.

There is nothing wrong with being considered high risk and there are many factors that contribute to risk.

When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.

If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.

Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.

Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.

There are 3 main reasons a business can be considered high risk.

  1. The business has a greater chance of chargebacks occurring
  2. The business model may be new or legally regulated
  3. The business accepts a high number of card not present transactions (over the phone, email, eCommerce)

At this time Creditly offers merchant account services for the USA and Canada. We are always working to expand our areas of processing and hope to serve a greater area in the near future.

We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.

But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.

Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.

Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.

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