Creditly
  • Home
  • Credit Cards
    • Excellent Credit Score
    • Good Credit Score
    • Fair Credit Score
    • Rewards
    • Student or No Credit Score
    • Bad Credit Scores
    • Credit Cards 101
  • Credit Reports
  • Credit Repair
    • CreditRepair.com Review
    • Lexington Law Review
    • Credit Repair 101
  • Credit Scores
  • Loans
    • Personal Loans
    • Car Loans
    • All Loans
    • Mortgages
    • Mortgage Questions
    • Loans 101
  • News
  • Credit Resources
    • Credit Resources 101
    • Fair Credit Reporting Act
    • Dispute Letters / Info
    • Free Tax e-file
    • LifeLock®
Select Page

Experian: What You Need to Know

by Creditly Success Tips | Aug 12, 2019 | Credit Cards, Credit Repair, Credit Reports, Credit Resources, Credit Score | 0 comments

Credit.ly - Credit Repair - Experian: What You Need to Know

In the United States, Experian is known as one of the three largest consumer credit reporting agencies. Along with Equifax and TransUnion. In fact, it is the largest of the major credit bureaus. Experian manages the data of 890 million people and 103 million businesses worldwide. They brought in a $4.8 billion in revenue that year. This is according to the company’s 2015 annual report.

By comparison

Equifax crunches data on over 800 million people and 88 million businesses across the world. It took in $2.7 billion in revenue in 2015. TransUnion serves over 55 million people and more than 65,000 business clients; it crossed the $1.5 billion revenue mark for the first time in 2015.

As a major credit bureau, Experian furnishes credit reports and credit scores. These scores are sent to creditors and other companies. Those creditors can then assess an applicant’s credit worthiness. (And you can also request your Experian credit reports and Experian credit scores via Experian.com for a nominal fee.)

You are entitled to one free credit report from the bureaus once a year, which you can get at AnnualCreditReport.com. You can also view a free credit report snapshot on Credit.ly.

Here are some more facts about the credit bureau.

A Brief History of the Experian Credit Bureau

Experian was created by a successful merger of the former TRW Information Systems & Services and the CCN Group in 1996. By the British conglomerate, GUS plc.

TRW operated the largest credit bureau in the U.S., and its name had become synonymous with credit reports among most American consumers. The company also provided clients with a range of analytical, direct marketing and real estate information services. It was acquired by GUS in 1996.

In 2006, it was successfully demerged from its parent, GUS, to become an independent company. Since the demerger, it has continued to grow. In 2001. It made its most recent major acquisition by taking a controlling interest in Serasa.

Serasa is the world’s fourth largest credit bureau. It is also the largest in Brazil. The acquisition gave Experian a commanding position in one of the world’s fastest growing markets. While consolidating it’s global leadership in credit services.

Today, Experian is the leading global information services company. They employ approximately 17,000 people. They also provide data and analytical tools to clients in more than 80 countries. It now supports clients in almost every major industry from its early focus on financial services and retailing. Industries from telecommunications and healthcare to government and automotive.

Experian operates primarily in these global markets:

  1. North America
  2. Latin America
  3. The United Kingdom
  4. Ireland
  5. Europe
  6. The Middle East
  7. And Africa/Asia Pacific.

The company stock is traded on the London Stock Exchange, under the symbol EXPN.

FACT: In September 2010, Experian acquired Mighty Net, Inc. In 2005 it became the first company to win the U.K. Business of the Year award twice. It won again in 2003.

  • Founded: 1980
  • Headquarters: Dublin, Ireland
  • CEO: Brian Cassin
  • Company Size: 17,000 Employees
  • Company Website: http://www.experian.com
  • Twitter: http://twitter.com/Experian_US

Contacting Them

Consumers may also need to contact Experian if they discover an error on one of their reports. This is also in addition to obtaining credit reports and credit scores.  You can file a dispute with Experian on its website, or by contacting the number on your Experian credit report.

You can also file a dispute without a credit report. Send a letter to the bureau’s National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013.

Trackbacks/Pingbacks

  1. Equifax: Credit Reports & Scores Guide - Creditly - […] States and is considered one of the three largest American credit reporting agencies along with Experian and TransUnion. Information that Equifax collects,…
  2. Who Are the Major Credit Reporting Agencies? - Creditly - […] go to the three main credit bureaus: Experian, TransUnion and Equifax — when looking to pull and review your credit reports. There are […]
  3. Top Late Payment Secrets Revealed - Creditly - […] your annual credit reports from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, so you can see…

Submit a Comment Cancel reply

Your email address will not be published. Required fields are marked *

MY CREDIT

  • Home
  • Credit Cards
    • Excellent Credit Score
    • Good Credit Score
    • Fair Credit Score
    • Rewards
    • Student or No Credit Score
    • Bad Credit Scores
    • Credit Cards 101
  • Credit Reports
  • Credit Repair
    • CreditRepair.com Review
    • Lexington Law Review
    • Credit Repair 101
  • Credit Scores
  • Loans
    • Personal Loans
    • Car Loans
    • All Loans
    • Mortgages
    • Mortgage Questions
    • Loans 101
  • News
  • Credit Resources
    • Credit Resources 101
    • Fair Credit Reporting Act
    • Dispute Letters / Info
    • Free Tax e-file
    • LifeLock®

Do you know your credit score?

  • Checking your score is free
  • Signing up won’t hurt your credit
  • Grab your Credit Report and Score 

How to Fix Errors on Your Credit Report

What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.

Click here to learn about the strategies used to fix credit errors.

Credit Repair

Please follow & like us :)

Click Here For Your Free eBook

Disclaimer

Credit.ly All Rights Reserved 2019-2020. ADVERTISER DISCLOSURE compensation for advertising may impact how and where product images and links appear as seen and listed in categories throughout the credit.ly website. Credit.ly is an independent, comparison service and advertising supported. Applicants are subject to rules & credit approval which impact how & where offers appear throughout the site. Credit.ly has various offers & does not include the entire universe of available financial credit, loan, or other offers. Credit.ly credit ranges are created using a variety of sources, & different types of credit score models. When applying for credit, lenders may use similar, same, or different credit reporting scores and models when considering your application.

Disclaimer Links

  • External Links Disclaimer
  • Privacy policy
  • Terms of use
  • Home
  • Credit Cards
    • Excellent Credit Score
    • Good Credit Score
    • Fair Credit Score
    • Rewards
    • Student or No Credit Score
    • Bad Credit Scores
    • Credit Cards 101
  • Credit Reports
  • Credit Repair
    • CreditRepair.com Review
    • Lexington Law Review
    • Credit Repair 101
  • Credit Scores
  • Loans
    • Personal Loans
    • Car Loans
    • All Loans
    • Mortgages
    • Mortgage Questions
    • Loans 101
  • News
  • Credit Resources
    • Credit Resources 101
    • Fair Credit Reporting Act
    • Dispute Letters / Info
    • Free Tax e-file
    • LifeLock®
  • Good Credit Score
  • Fair Credit Score
  • Rewards
  • Student or No Credit Score
  • Bad Credit Scores
© 2019 Credit.ly. All Rights Reserved. Contact us at info@credit.ly