19 Confusing Mortgage Terms Deciphered 19 Confusing Mortgage Terms Deciphered. You’ve found your dream home, which means it’s time to start the mortgage process. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry...
How Much House Can I Afford? If you’re thinking about buying a new home, the question, “how much house can I afford?” is the first one to ask yourself. Many first-time home buyers need to ask this question, but may not. Determining the lending amount you...
How Does a Mortgage Work? How does a mortgage work? Thirty-year fixed-rate mortgages recently fell from 4.51% to 4.45%, making it a perfect time to buy a home. First, though, you want to understand what a mortgage is, what role rates play and what’s required to...
How to Work with a Mortgage Broker How to Work with a Mortgage Broker. Home loans can be obtained from lenders, banks or credit unions—known as mortgage lenders or direct lenders—that make loans to directly to individuals. Residential mortgage loans can also be...
How to Save Money without Feeling Deprived If you see penny on the sidewalk, do you pick it up? If you’re trying to save money, the effort to save money versus how much you can afford to save, is a constant balancing act. The key is finding a balance that allows you...
Equifax: Credit Reports & Scores Guide Company Profile: Equifax® Equifax Inc. (Equifax) is a consumer credit reporting agency in the United States and is considered one of the three largest American credit reporting agencies along with Experian and TransUnion....
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.
