5 Credit Laws You Really Want to Know About

5 Credit Laws You Really Want to Know About

5 Credit Laws You Really Want to Know About 5 Credit Laws You Really Want to Know About. If you can’t seem to get an error off your credit report or you’re dealing with incessant debt collection calls, it’s easy to get overwhelmed. And you feel the deck has been...
What Happens to Your Credit When You Get Married?

What Happens to Your Credit When You Get Married?

What Happens to Your Credit When You Get Married? Credit is the last thing on your mind as you get ready for marriage. Love is in the air, but what happens to your credit reports and credit scores when you get married? There are all kinds of common misconceptions...
How Secured Cards Can Help You Build Credit

How Secured Cards Can Help You Build Credit

How Secured Cards Can Help You Build Credit How Secured Cards Can Help You Build Credit. Hey Creditly – Why Should I Choose A Secured Credit Card? Great question, let’s begin with an explanation. What is a secured credit card?  A secured credit card is a...
Cosigning a Loan: What You Need to Know

Cosigning a Loan: What You Need to Know

Cosigning a Loan: What You Need to Know Cosigning a Loan: What You Need to Know. Your credit is good, but not good enough. If you don’t have stellar credit, you might considered asking a friend or relative to cosign for you, be it for a personal loan, student loan or...
Understanding Your Foreclosure Rights

Understanding Your Foreclosure Rights

Understanding Your Foreclosure Rights You’re in trouble financially, and you’ve fallen behind on your mortgage payments, the threat of foreclosure is real. This reality should not be ignored because the prospect of losing your home, can easily become...
Dealing With a Tax Lien on your Credit Report

Dealing With a Tax Lien on your Credit Report

Dealing With a Tax Lien on your Credit Report ​Dealing With a Tax Lien on your Credit Report. Taxes and Death – The only things in life that you can rely on. Many people have been in a position unable to pay their taxes at some point in the past. Fear not, even...
How Long Do Things Stay On Your Credit Report?

How Long Do Things Stay On Your Credit Report?

How Long Do Things Stay On Your Credit Report? Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that...
The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary The Ultimate Mortgage Glossary. Buying a house is a great way to plant roots, and a first step to financial growth. If you’re looking to buy a home, the first thing you’ll want to do is check your credit, since it’s going to play a huge...
Top 5 Worst Car Buying Mistakes

Top 5 Worst Car Buying Mistakes

Top 5 Worst Car Buying Mistakes Top 5 Worst Car Buying Mistakes. Having a car is a necessity in this day and age. Next to buying a home, buying a car is one of the biggest financial decisions you’ll make in your life, and you’ll likely do it more than once. And when...
Payday Loans vs Personal Loans

Payday Loans vs Personal Loans

Payday Loans vs Personal Loans Payday Loans vs Personal Loans. You need a loan, and now you have options. Payday loans and personal loans may sound alike, but they’re hardly the same thing. For starters, a payday loan operates on a much shorter time frame — it is...