Cosigning a Loan: What You Need to Know

Cosigning a Loan: What You Need to Know

Cosigning a Loan: What You Need to Know Cosigning a Loan: What You Need to Know. Your credit is good, but not good enough. If you don’t have stellar credit, you might considered asking a friend or relative to cosign for you, be it for a personal loan, student loan or...
The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary The Ultimate Mortgage Glossary. Buying a house is a great way to plant roots, and a first step to financial growth. If you’re looking to buy a home, the first thing you’ll want to do is check your credit, since it’s going to play a huge...
CreditRepair.com Review

CreditRepair.com Review

CreditRepair.com Review CreditRepair.com. Consumers seeking a solution to an inaccurate credit report can turn to credit repair companies to get back on the right track. These services strive to help those who need someone on their side when disputing errors with...
Lexington Law Review

Lexington Law Review

Lexington Law Review To secure financial stability and maintain good standing in the credit industry. It is important that as consumers, we educate ourselves on the importance of maintaining good credit. And monitoring our credit file for any inaccuracies or...
19 Confusing Mortgage Terms Deciphered

19 Confusing Mortgage Terms Deciphered

19 Confusing Mortgage Terms Deciphered   19 Confusing Mortgage Terms Deciphered. You’ve found your dream home, which means it’s time to start the mortgage process. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry...
How Much House Can I Afford?

How Much House Can I Afford?

How Much House Can I Afford? If you’re thinking about buying a new home, the question, “how much house can I afford?” is the first one to ask yourself. Many first-time home buyers need to ask this question, but may not. Determining the lending amount you...
How Does a Mortgage Work?

How Does a Mortgage Work?

How Does a Mortgage Work? How does a mortgage work? Thirty-year fixed-rate mortgages recently fell from 4.51% to 4.45%, making it a perfect time to buy a home. First, though, you want to understand what a mortgage is, what role rates play and what’s required to...
How to Work with a Mortgage Broker

How to Work with a Mortgage Broker

How to Work with a Mortgage Broker How to Work with a Mortgage Broker. Home loans can be obtained from lenders, banks or credit unions—known as mortgage lenders or direct lenders—that make loans to directly to individuals. Residential mortgage loans can also be...
Is Buying a House with Bad Credit Possible?

Is Buying a House with Bad Credit Possible?

Is Buying a House with Bad Credit Possible? Buying a House with Bad Credit? If you’re tired of throwing away your hard-earned money on rent each month, you may be ready to buy a home of your own and begin building equity. Unfortunately, buying a home can be a...
What Is an FHA Loan?

What Is an FHA Loan?

What Is an FHA Loan? FHA loans are home loans insured by the Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD). These loans offer prospective homebuyers with lower credit scores and down payments the...
How to Refinance with Bad Credit

How to Refinance with Bad Credit

How to Refinance with Bad Credit Refinancing a loan involves paying your existing mortgage loan off and replacing it with a different loan. A refinance can net a different interest rate and term. A lower interest rate might lower your payments. A shorter term might...
What’s a 15 vs. 30-Year Mortgage?

What’s a 15 vs. 30-Year Mortgage?

What’s a 15 vs. 30-Year Mortgage? What’s a 15 year vs 30 Year Mortgage? Mortgages come in different flavors—conventional fixed-rate, adjustable rate, FHA, VA, 15-year, 30-year and more. Each type and term has its own pros and cons. While you not only have to pick your...
Am I Ready to Be a Homeowner?

Am I Ready to Be a Homeowner?

Am I Ready to Be a Homeowner? Ready to Be a Homeowner? Purchasing your first home is a major milestone and not a decision to be taken lightly. It’s a huge financial commitment that can take months of preparation—searching for the right home, making an offer, going...
Guidelines to Mortgage Refinance

Guidelines to Mortgage Refinance

Guidelines to Mortgage Refinance You’ve heard about the benefits that can come from a mortgage refinance, like getting a lower interest rate that can save you money on your monthly mortgage payments, helping you afford home renovations or even getting your finances...
How to Get Pre-Approved for a Mortgage Home Loan

How to Get Pre-Approved for a Mortgage Home Loan

How to Get Pre-Approved for a Mortgage Home Loan One of the best things you can do to help ensure your best possible shot at getting the home you want is getting a pre-approved mortgage loan. Mortgage pre-approval is basically a promise from the lender. A promise that...