5 Steps to DYI Debt Reduction

5 Steps to DYI Debt Reduction

5 Steps to DYI Debt Reduction DYI Debt Reduction. Everyone has debt, you are not alone.  Let’s tackle the debt problem with five easy steps. The most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I...
How Much Money to Save for an Emergency

How Much Money to Save for an Emergency

How Much Money to Save for an Emergency How Much Money to Save for an Emergency? An emergency fund is a must-have safety net. CNN reported that nearly 25% of American adults did not Save for an emergency whatsoever. Only 29% had the recommended six months of savings...
Who Are the Major Credit Reporting Agencies?

Who Are the Major Credit Reporting Agencies?

Who Are the Major Credit Reporting Agencies? The credit reporting agencies (CRAs), also known as credit bureaus, gather all of your credit information, so it’s wise to be well-informed about their function. Consumer credit history, scores and reports are extremely...
Top Late Payment Secrets Revealed

Top Late Payment Secrets Revealed

Top Late Payment Secrets Revealed Top Late Payment Secrets Revealed. In the complicated world of credit scores there is one fact pretty much everyone assumes is true: Late payments are bad for your credit scores. Negative information like late payments can stay on...
What’s the Difference between Credit Score vs Credit Report?

What’s the Difference between Credit Score vs Credit Report?

What’s the Difference between Credit Score vs Credit Report? Credit Score vs Credit Report. Have you thought about applying for a credit card? Getting a car loan? Renting an apartment? Whether you’re just starting the process or in the middle of it, you’ve probably...
What Is a Soft Credit Check?

What Is a Soft Credit Check?

What Is a Soft Credit Check? With a soft credit check your score won’t suffer. Yes, it’s as easy as that. When someone looks at your credit, either for informational or promotional purposes. Your credit score has a great deal of impact on your life. That’s...
What Is a Hard Inquiry?

What Is a Hard Inquiry?

What Is a Hard Inquiry? Your credit score will drop when a hard inquiries are also known as hard pulls occur.  This happens when a creditor checks your credit for the purpose of giving you a loan or credit card. A soft inquiry, or soft pull, is where you or a company...
Everything You Need to Know to Improve Your Credit History

Everything You Need to Know to Improve Your Credit History

Everything You Need to Know to Improve Your Credit History Improve Your Credit History. Understanding credit is what we do best at Credit.ly. Figuring out how to improve your credit score can feel daunting, mostly because getting those numbers to go up can really be a...
Tips for Improving Your Credit: Your Amount of Debt

Tips for Improving Your Credit: Your Amount of Debt

Tips for Improving Your Credit: Your Amount of Debt A revolving debt is a kind of debt that credit cards typically offer, and it is a pretty simple and straightforward way for a consumer to obtain credit. However, there are some slight complications when you begin to...
Improve Your Credit Score

Improve Your Credit Score

Improve Your Credit Score If you are like most hard working people, you may be struggling to get ahead by trying to be approved for a credit card. You may also be disappointed with the rates lenders are offering you, it’s time to take a detailed look at your credit...
How to Buy a Car With Bad Credit in 2019

How to Buy a Car With Bad Credit in 2019

How to Buy a Car With Bad Credit in 2019 You’re excited about that new car, but your bad credit can put a damper on a lot of things, including loans. But it is possible to How to Buy a Car With Bad Credit. Get a car loan with bad credit in 2019. It’s just going...
How to Get a Personal Loan With Bad Credit

How to Get a Personal Loan With Bad Credit

How to Get a Personal Loan With Bad Credit So you’re in need of some extra funds – great!   But, you have a problem. Your credit scores don’t appear to be in the best of shape. You may be wondering how to get a personal loan. Or if it’s even possible to...