What Does FICO Stand For? What is a FICO Score? Have you heard of the word “FICO”? This funny sounding word is more important than you think when it comes to your Credit Score. The FICO credit score is a credit score developed by FICO. A company that...
5 Steps to DYI Debt Reduction DYI Debt Reduction. Everyone has debt, you are not alone. Let’s tackle the debt problem with five easy steps. The most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I...
Divorce survival guide Sometimes things just don’t work out. It’s a mess and now your credit needs to be sorted out. Marriage can have a big impact on your credit history. While your individual credit reports still stand, if you combined accounts and...
Signs your identity has been stolen We spend more time online than ever before. From Amazon, to Netflix, Facebook and More. More and more of our lives are moving online, which means the chances of having your identity stolen increases. With all of the information out...
Resolving Billing Errors With the Fair Credit Billing Act As consumers we use our credit cards for everyday purchases,like eating out, online shopping, pumping gas, and everything else you can think of. When errors occur it may not be so noticeable. Do to the amount...
Statute of Limitations On Debt Collection Statute of Limitations On Debt Collection. Negative accounts have a limited life span. The amount of time negative reporting stays on your account is called “Statue of Limitations.” As the Consumer Financial...
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.