How Long Do Things Stay On Your Credit Report?
Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that healing process depends on the severity of the damage. We’ll get into the uncomfortable nitty-gritty in a […]
Everything You Need to Know About Those Pesky Credit Inquiries
You’re wondering how to improve your credit scores, you’ll have to first understand what determines those three-digit numbers. Most credit scoring models factor in five major categories when looking at the information your credit reports: payment history, credit utilization, mix of accounts, age of your credit and credit inquiries. Credit inquiries, which account for 10% of […]
Who Are the Major Credit Reporting Agencies?
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Top Late Payment Secrets Revealed
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What’s the Difference between Credit Score vs Credit Report?
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What Is a Soft Credit Check?
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What Is a Hard Inquiry?
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Everything You Need to Know to Improve Your Credit History
Improve Your Credit History. Understanding credit is what we do best at Credit.ly. Figuring out how to improve your credit score can feel daunting, mostly because getting those numbers to go up can really be a process. While there are a few things you can do to raise your credit scores in the short-term, there […]
Tips for Improving Your Credit: Your Amount of Debt
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