How Long Do Things Stay On Your Credit Report?

How Long Do Things Stay On Your Credit Report?

How Long Do Things Stay On Your Credit Report? Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that...
The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary

The Ultimate Mortgage Glossary The Ultimate Mortgage Glossary. Buying a house is a great way to plant roots, and a first step to financial growth. If you’re looking to buy a home, the first thing you’ll want to do is check your credit, since it’s going to play a huge...
What Does FICO Stand For? What is a FICO Score?

What Does FICO Stand For? What is a FICO Score?

What Does FICO Stand For? What is a FICO Score? Have you heard of the word “FICO”?  This funny sounding word is more important than you think when it comes to your Credit Score. The FICO credit score is a credit score developed by FICO. A company that...
5 Steps to DYI Debt Reduction

5 Steps to DYI Debt Reduction

5 Steps to DYI Debt Reduction DYI Debt Reduction. Everyone has debt, you are not alone.  Let’s tackle the debt problem with five easy steps. The most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I...
Divorce survival guide

Divorce survival guide

Divorce survival guide Sometimes things just don’t work out. It’s a mess and now your credit needs to be sorted out. Marriage can have a big impact on your credit history. While your individual credit reports still stand, if you combined accounts and...
What Is Credit & Why Is it So Important?

What Is Credit & Why Is it So Important?

What Is Credit & Why Is it So Important? What Is Credit? How it Impacts Your Life Credit – It can be confusing. Creditly can help clear up your questions. Perhaps one of the most misunderstood, and often frustrating things about the consumer credit industry...
What Happens To Your Credit When You Get Divorced?

What Happens To Your Credit When You Get Divorced?

What Happens To Your Credit When You Get Divorced? What Happens To Your Credit When You Get Divorced? When couples file for divorce, credit, debit and shared accounts need special attention for the benefit of both parties. When spouses divorce, they not only have to...
CreditRepair.com Review

CreditRepair.com Review

CreditRepair.com Review CreditRepair.com. Consumers seeking a solution to an inaccurate credit report can turn to credit repair companies to get back on the right track. These services strive to help those who need someone on their side when disputing errors with...
Lexington Law Review

Lexington Law Review

Lexington Law Review To secure financial stability and maintain good standing in the credit industry. It is important that as consumers, we educate ourselves on the importance of maintaining good credit. And monitoring our credit file for any inaccuracies or...
19 Confusing Mortgage Terms Deciphered

19 Confusing Mortgage Terms Deciphered

19 Confusing Mortgage Terms Deciphered   19 Confusing Mortgage Terms Deciphered. You’ve found your dream home, which means it’s time to start the mortgage process. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry...
How Much House Can I Afford?

How Much House Can I Afford?

How Much House Can I Afford? If you’re thinking about buying a new home, the question, “how much house can I afford?” is the first one to ask yourself. Many first-time home buyers need to ask this question, but may not. Determining the lending amount you...
How Does a Mortgage Work?

How Does a Mortgage Work?

How Does a Mortgage Work? How does a mortgage work? Thirty-year fixed-rate mortgages recently fell from 4.51% to 4.45%, making it a perfect time to buy a home. First, though, you want to understand what a mortgage is, what role rates play and what’s required to...
How to Work with a Mortgage Broker

How to Work with a Mortgage Broker

How to Work with a Mortgage Broker How to Work with a Mortgage Broker. Home loans can be obtained from lenders, banks or credit unions—known as mortgage lenders or direct lenders—that make loans to directly to individuals. Residential mortgage loans can also be...
Is Buying a House with Bad Credit Possible?

Is Buying a House with Bad Credit Possible?

Is Buying a House with Bad Credit Possible? Buying a House with Bad Credit? If you’re tired of throwing away your hard-earned money on rent each month, you may be ready to buy a home of your own and begin building equity. Unfortunately, buying a home can be a...
What Is an FHA Loan?

What Is an FHA Loan?

What Is an FHA Loan? FHA loans are home loans insured by the Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD). These loans offer prospective homebuyers with lower credit scores and down payments the...