The Fair Credit Reporting Act
Download the PDF here. THE FAIR CREDIT REPORTING ACT – July 30, 2004 As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although staff generally followed the format of the U.S. Code as published by the […]
Experian: What You Need to Know
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5 Steps to Reduce Your Debt: Do-it-Yourself Debt Reduction
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Tips for Improving Your Credit: Your Payment History
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Everything You Need to Know About Those Pesky Credit Inquiries
You’re wondering how to improve your credit scores, you’ll have to first understand what determines those three-digit numbers. Most credit scoring models factor in five major categories when looking at the information your credit reports: payment history, credit utilization, mix of accounts, age of your credit and credit inquiries. Credit inquiries, which account for 10% of […]
8 Ways to Get Out of Debt in 2019
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The Experian Credit Score vs. FICO Score: Differences to Know
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Does Checking My Credit Score Hurt My Credit?
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What Is a Bad Credit Score?
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