Resolving Billing Errors With the Fair Credit Billing Act
As consumers, we use our credit cards for everyday purchases, like eating out, online shopping, pumping gas, and everything else you can think of. When errors occur, they may not be so noticeable. Due to the amount of transactions we make and the number of credit card accounts we own, we may never even catch […]
Statute of Limitations On Debt Collection
Statute of Limitations On Debt Collection. Negative accounts have a limited lifespan. The amount of time negative reporting stays on your account is called the “Statute of Limitations.” As the Consumer Financial Protection Bureau explains on its site: “a statute of limitations is the limited period of time creditors or debt collectors have to file […]
What Is Credit & Why Is it So Important?
What Is Credit? How it Impacts Your Life Credit – It can be confusing. Creditly can help clear up your questions. Perhaps one of the most misunderstood and often frustrating things about the consumer credit industry is how your history affects so many aspects of your life. Some things have nothing to do with credit […]
What Happens To Your Credit When You Get Divorced?
What Happens To Your Credit When You Get Divorced? When couples file for divorce, credit, debit and shared accounts need special attention for the benefit of both parties. When spouses divorce, they not only have to figure out the finer details of living their lives separately, but they will also have to figure out their […]
Consumer Financial Survey
2009 FinancialLiteracySurvey Download the Full 13 Page PDF Here. Financial Literacy: 41 percent of U.S. adults, or more than 92 million people living in America, gave themselves a grade of C, D, or F on their knowledge of personal finance, suggesting there is considerable room for improvement. This number is highest among Gen Y adults […]
19 Confusing Mortgage Terms Deciphered
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How Much House Can I Afford?
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How Does a Mortgage Work?
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How to Work with a Mortgage Broker
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