Cosigning a Loan: What You Need to Know
Cosigning a Loan: What You Need to Know. Your credit is good, but not good enough. If you don’t have stellar credit, you might considered asking a friend or relative to cosign for you, be it for a personal loan, student loan or even credit card. Getting a cosigner can help you gain access to the […]
Understanding Your Foreclosure Rights
You’re in trouble financially, and you’ve fallen behind on your mortgage payments, the threat of foreclosure is real. This reality should not be ignored because the prospect of losing your home, can easily become overwhelming. As a result, struggling homeowners may feel inclined to simply turn a blind eye to the proceedings and accept their fate. […]
Dealing With a Tax Lien on your Credit Report
Dealing With a Tax Lien on your Credit Report. Taxes and Death – The only things in life that you can rely on. Many people have been in a position unable to pay their taxes at some point in the past. Fear not, even if this has occurred to you, resolutions can be found. You […]
How Long Do Things Stay On Your Credit Report?
Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that healing process depends on the severity of the damage. We’ll get into the uncomfortable nitty-gritty in a […]
The Ultimate Mortgage Glossary
The Ultimate Mortgage Glossary. Buying a house is a great way to plant roots, and a first step to financial growth. If you’re looking to buy a home, the first thing you’ll want to do is check your credit, since it’s going to play a huge role in your ability to get a mortgage. The […]
How to Clean Up Your Credit Report
Keeping your credit clean and up to date is one of the most important tasks you can do. If your credit is damages, your future finances will suffer. If You clean your house on a regular basis, and we hope you do, keeping your credit clean needs to be on the to-do list. The truth […]
Top 5 Worst Car Buying Mistakes
Top 5 Worst Car Buying Mistakes. Having a car is a necessity in this day and age. Next to buying a home, buying a car is one of the biggest financial decisions you’ll make in your life, and you’ll likely do it more than once. And when it comes down to how to buy a […]
Payday Loans vs Personal Loans
Payday Loans vs Personal Loans. You need a loan, and now you have options. Payday loans and personal loans may sound alike, but they’re hardly the same thing. For starters, a payday loan operates on a much shorter time frame — it is typically due on your next payday, according to the Consumer Financial Protection Bureau — […]
The truth about Payday Loans
If you’re asking the question, “What is a payday loan,” your not alone. According to the Consumer Financial Protection Bureau, payday loans are short-term, high-cost loans for small amounts. Payday loans certainly aren’t the bargains of the personal finance world, but many people consider these loans an easy fix for short-term cash flow issues. In […]
