International Merchant Accounts - Europe & Beyond
The fastest, safest way to process payments for businesses in the European Union. Stable merchant accounts with hands-on customer service.
We are opening up processing internationally and rolling out countries regularly. Fill out the form, and we’ll help you get started.
- Chargeback Mitigation
- Recurring Billing
- Reduce Decline Rates
- Fraud Protection
Accept Payments Today
EU and International Payment processing and merchant accounts that work to scale
As a business accepting credit cards online, you need a truly reliable merchant account.
With Creditly, you can stop worrying about account holds, reserves, frozen funds, or worse… Total account shutdowns.
At Creditly we have a quick, specialized process for merchant accounts in the EU and will set you up with the best account for your needs.
Get high-tech tools like transaction routing, chargeback mitigation, decline recovery and much more so you can scale your business faster without issue.
If your merchant account was shut down today without access accept credit cards, how long could you keep the doors open?
Everyday basic payment facilitators and companies like Stripe, PayPal, Square, Shopify, etc. Shut down thousands of accounts.
It’s not a matter of IF you’ll get shut down, but WHEN…
If your provider held your money for 90 days would you survive?
If they placed a 10% hold on your account, could you make payroll?
It’s time to upgrade to CREDITLY.
What Processing Features Does Creditly Provide?
- Transaction Routing
- White Glove Service
- Decline Recovery
- Chargeback Mitigation
- Hosted Checkout
- Recurring Billing
- Mobile Payments
- 250+ Integrations
- Banking For Every Vertical
- Unlimited High Ticket
Creditly helped us get access to a payment processor when others could not. They were super helpful and got us up and running faster than expected. Highly recommended!
Joseph Dubois
Co-FounderWe needed access to multiple processors, and Creditly delivered. It's good to know we have a partner that will stand behind us as we grow and expand our locations.
Will Allen
Co-FounderOur high risk business needed help after Stipe held up payments. Creditly got us approved. I'll never go back to using Stripe or PayPal.
Will Allen
Co-FounderMerchant Account Solutions for International businesses
Merchant Account Solutions For Countries In The EU and Beyond
Here is a list of all the countries in the European Union that Creditly can Assist with:
We offer Merchant Accounts for: Austria, Belgium, Bulgaria, Croatia, the Republic of Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
Unlike most processors, we have a quick streamlined solution complete with 3DS, fast onboarding, and single point of contact customer service.
Why Credtily?
TRUSTED CREDITLY EXPERIENCE
Merchant Accounts FAQ
If you want to know more about payments, pricing, or solutions to problems you are experiencing, we are always ready to help you.
What industries does Creditly work with?
Creditly specializes in high-risk payment processing, but we also work with mid-risk and low-risk companies.
Here is a short list of some business verticals we service:
- Antiques & Collectibles
- Apparel & Clothing
- Bad Credit
- Bus Lines
- Cannabis Support Businesses
- Caterers
- CBD Oil & CBD Products
- Continuity Products and Subscription Boxes
- Credit Repair
- Credit Monitoring
- Debt Collection
- Digital Streaming
- Document Preparation
- Fantasy Sports
- Firearms & Ammunition
- Furniture & Home Furnishings
- Health & Beauty
- Hotels & Lodging
- Insurance / Warranty
- Legal Services
- Magazine Subscriptions
- Medical Billing & Coding
- Medical Supplies
- Membership & Recurring Billing
- MLM Companies
- Transportation & Moving
- Non-Profit
- Nutraceuticals
- Pawnbrokers & Pawn Shops
- Pet Products
- Precious Metals
- Property Management
- SaaS Companies
- Seminars & Coaching
- SEO / SEM / Ad Agency
- Smoking Accessories
- Sports Betting
- Survivalist & Tactical Gear
- Telemedicine
- Tobacco & Cigar
- Travel & Timeshare
- Vape / e-Cig / eJuice
- Veterinarians
- Web Design & Development
Why is my business considered high risk?
“High Risk” is a banking industry term. It’s important to note that there are many business models that are seemingly low risk, but fall into the high risk category.
There is nothing wrong with being considered high risk and there are many factors that contribute to risk.
When a consumer buys an item with a credit card, they are given 6 months from the date of receiving the item to dispute the charge.
If your business is no longer operating, who do you think has to refund that money? The processor. This is where risk is created.
Certain businesses, marketing models, and industries have a higher rate of chargebacks, where they get labeled as high risk.
Even if your business is perfect, has never had a chargeback, and operates 100% “by the books”, you could be labeled high risk if you’re business or industry falls into a high risk category.
There are 3 main reasons a business can be considered high risk.
- The business has a greater chance of chargebacks occurring
- The business model may be new or legally regulated
- The business accepts a high number of card not present transactions (over the phone, email, eCommerce)
Do you provide merchant account services outside of the USA?
At this time Creditly offers merchant account services for the USA and Canada and EU. We are always working to expand our areas of processing and hope to serve a greater area in the near future.
Can my startup or new business be approved?
We have worked with many new brands and start-ups to get them approved and running. However, banks like to see a long history of transactions and an established history with a merchant before approving them.
But, that does not mean we can’t get you approved. Reach out to us today and we will walk you through your options.
How long does it take to get approved for a merchant account?
Once all of the necessary documents have been received, it typically takes 1-4 days to get approved.
Occasionally accounts can be approved in less than 24 hours, our team will work as quickly as possible to get your account up and running.