What Is a VantageScore & Do I Have One?
FICO has a little competition. Introducing VantageScore. VantageScore is a credit scoring model that first emerged in 2006 as a joint venture of the major credit bureaus—Experian, Equifax and TransUnion. VantageScore ratings range from 350 to 800. VantageScore4.0, released in 2017, is the most recent version of the scoring model and contains several updates over VantageScore3.0. For example, medical accounts in collections are no […]