Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless, calling non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but you […]
Is Buying a House with Bad Credit Possible? backup
Buying a House with Bad Credit? If you’re tired of throwing away your hard-earned money on rent each month, you may be ready to buy a home of your own and begin building equity. Unfortunately, buying a home can be a challenge when you have bad credit. You may be plagued by mortgage denials and high-interest […]
Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless. They call non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but […]
5 Credit Laws You Really Want to Know About
5 Credit Laws You Really Want to Know About. If you can’t seem to get an error off your credit report or you’re dealing with incessant debt collection calls, it’s easy to get overwhelmed. And you feel the deck has been stacked against you. But take a deep breath. There are actually of plenty of […]
What Happens to Your Credit When You Get Married?
Credit is the last thing on your mind as you get ready for marriage. Love is in the air, but what happens to your credit reports and credit scores when you get married? There are all kinds of common misconceptions about merging reports and falling credit scores. Luckily, many of these myths aren’t true. Here are the five most […]
Understanding Your Foreclosure Rights
You’re in trouble financially, and you’ve fallen behind on your mortgage payments, the threat of foreclosure is real. This reality should not be ignored because the prospect of losing your home, can easily become overwhelming. As a result, struggling homeowners may feel inclined to simply turn a blind eye to the proceedings and accept their fate. […]
The Ultimate Mortgage Glossary
The Ultimate Mortgage Glossary. Buying a house is a great way to plant roots, and a first step to financial growth. If you’re looking to buy a home, the first thing you’ll want to do is check your credit, since it’s going to play a huge role in your ability to get a mortgage. The […]
Payday Loans vs Personal Loans
Payday Loans vs Personal Loans. You need a loan, and now you have options. Payday loans and personal loans may sound alike, but they’re hardly the same thing. For starters, a payday loan operates on a much shorter time frame — it is typically due on your next payday, according to the Consumer Financial Protection Bureau — […]
The truth about Payday Loans
If you’re asking the question, “What is a payday loan,” your not alone. According to the Consumer Financial Protection Bureau, payday loans are short-term, high-cost loans for small amounts. Payday loans certainly aren’t the bargains of the personal finance world, but many people consider these loans an easy fix for short-term cash flow issues. In […]
