Debt Collection Laws

Debt Collection Laws

What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless, calling non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but you […]

Debt Collection Laws

Debt Collection Laws - Collections on Your Credit Report - Credit Cards

What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless. They call non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but […]

5 Credit Laws You Really Want to Know About

Credit Laws - Credit Report - Fair Credit Billing - Fair Debt Collection

5 Credit Laws You Really Want to Know About. If you can’t seem to get an error off your credit report or you’re dealing with incessant debt collection calls, it’s easy to get overwhelmed. And you feel the deck has been stacked against you. But take a deep breath. There are actually of plenty of […]

Credit Card Fraud: What You Need to Know

Credit Card Fraud - Credit History - Credit Card Skimming - Cedit Ratings

Credit Card Fraud is on the rise.  The typical situation of having your credit card number hacked or stolen happens to the best of us, and through no fault of our own.   Let’s start with the bad news: Debit and credit card fraud is a persistent problem worldwide. According to the 2016 Consumer Card Fraud […]

4 Tips for Better Internet Safety

4 Tips for Better Internet Safety - Identity Theft - Credit History

We love online shopping, it’s easy, convenient, and safe – so we think.  Amazon, Paypal, and online banking are how people use the internet for, well, just about everything we do in life. After all, it is pretty convenient to just sit at a computer or pull out your phone, type a few words and […]

How to Remove Collection Accounts From Your Credit Reports

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How to Remove Collection Accounts From Your Credit Reports. ​If you have collection accounts on your credit reports, there’s no doubt you just want them to go away. And the other big question is how long collections stay on your credit report.  While we have some tips for you on how to remove collections from your […]

How Long Do Things Stay On Your Credit Report?

Credit.ly - Free Credit Report Check - How Long Do Things Stay On Your Credit Report?

Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that healing process depends on the severity of the damage. We’ll get into the uncomfortable nitty-gritty in a […]

How to Clean Up Your Credit Report

Credit.ly - Get a Free Credit Card - How to Clean Up Your Credit Report

Keeping your credit clean and up to date is one of the most important tasks you can do. If your credit is damages, your future finances will suffer. If You clean your house on a regular basis, and we hope you do, keeping your credit clean needs to be on the to-do list. The truth […]

Divorce survival guide

Credit.ly - Free Credit History Check Online - Divorce Survival Guide

Sometimes, things just don’t work out. It’s a mess, and your credit needs to be sorted out. Marriage can have a big impact on your credit history. While your individual credit reports still stand, if you combined accounts and borrowed money together after tying the knot, you also tied your credit ratings and wallets. If […]

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