Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless, calling non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but you […]
Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless. They call non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but […]
5 Credit Laws You Really Want to Know About
5 Credit Laws You Really Want to Know About. If you can’t seem to get an error off your credit report or you’re dealing with incessant debt collection calls, it’s easy to get overwhelmed. And you feel the deck has been stacked against you. But take a deep breath. There are actually of plenty of […]
Credit Card Fraud: What You Need to Know
Credit Card Fraud is on the rise. The typical situation of having your credit card number hacked or stolen happens to the best of us, and through no fault of our own. Let’s start with the bad news: Debit and credit card fraud is a persistent problem worldwide. According to the 2016 Consumer Card Fraud […]
4 Tips for Better Internet Safety
We love online shopping, it’s easy, convenient, and safe – so we think. Amazon, Paypal, and online banking are how people use the internet for, well, just about everything we do in life. After all, it is pretty convenient to just sit at a computer or pull out your phone, type a few words and […]
How to Remove Collection Accounts From Your Credit Reports
How to Remove Collection Accounts From Your Credit Reports. If you have collection accounts on your credit reports, there’s no doubt you just want them to go away. And the other big question is how long collections stay on your credit report. While we have some tips for you on how to remove collections from your […]
How to Clean Up Your Credit Report
Keeping your credit clean and up to date is one of the most important tasks you can do. If your credit is damages, your future finances will suffer. If You clean your house on a regular basis, and we hope you do, keeping your credit clean needs to be on the to-do list. The truth […]
Resolving Billing Errors With the Fair Credit Billing Act
As consumers, we use our credit cards for everyday purchases, like eating out, online shopping, pumping gas, and everything else you can think of. When errors occur, they may not be so noticeable. Due to the amount of transactions we make and the number of credit card accounts we own, we may never even catch […]
Statute of Limitations On Debt Collection
Statute of Limitations On Debt Collection. Negative accounts have a limited lifespan. The amount of time negative reporting stays on your account is called the “Statute of Limitations.” As the Consumer Financial Protection Bureau explains on its site: “a statute of limitations is the limited period of time creditors or debt collectors have to file […]
