Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless, calling non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but you […]
Debt Collection Laws
What Are My Rights Under the Debt Collection Laws? Can a Debt Collector Call Me at Work or at Home? The debt collectors are relentless. They call non stop, but is it legal? Being in debt is stressful enough without getting phone calls at home and work. It’s bad enough that you’re in debt, but […]
5 Credit Laws You Really Want to Know About
5 Credit Laws You Really Want to Know About. If you can’t seem to get an error off your credit report or you’re dealing with incessant debt collection calls, it’s easy to get overwhelmed. And you feel the deck has been stacked against you. But take a deep breath. There are actually of plenty of […]
4 Tips for Better Internet Safety
We love online shopping, it’s easy, convenient, and safe – so we think. Amazon, Paypal, and online banking are how people use the internet for, well, just about everything we do in life. After all, it is pretty convenient to just sit at a computer or pull out your phone, type a few words and […]
What Happens to Your Credit When You Get Married?
Credit is the last thing on your mind as you get ready for marriage. Love is in the air, but what happens to your credit reports and credit scores when you get married? There are all kinds of common misconceptions about merging reports and falling credit scores. Luckily, many of these myths aren’t true. Here are the five most […]
How to Remove Collection Accounts From Your Credit Reports
How to Remove Collection Accounts From Your Credit Reports. If you have collection accounts on your credit reports, there’s no doubt you just want them to go away. And the other big question is how long collections stay on your credit report. While we have some tips for you on how to remove collections from your […]
Cosigning a Loan: What You Need to Know
Cosigning a Loan: What You Need to Know. Your credit is good, but not good enough. If you don’t have stellar credit, you might considered asking a friend or relative to cosign for you, be it for a personal loan, student loan or even credit card. Getting a cosigner can help you gain access to the […]
Understanding Your Foreclosure Rights
You’re in trouble financially, and you’ve fallen behind on your mortgage payments, the threat of foreclosure is real. This reality should not be ignored because the prospect of losing your home, can easily become overwhelming. As a result, struggling homeowners may feel inclined to simply turn a blind eye to the proceedings and accept their fate. […]
Dealing With a Tax Lien on your Credit Report
Dealing With a Tax Lien on your Credit Report. Taxes and Death – The only things in life that you can rely on. Many people have been in a position unable to pay their taxes at some point in the past. Fear not, even if this has occurred to you, resolutions can be found. You […]