Credit Card Fraud: What You Need to Know Credit Card Fraud is on the rise. The typical situation of having your credit card number hacked or stolen happens to the best of us, and through no fault of our own. Let’s start with the bad news: Debit and credit card...
4 Tips for Better Internet Safety We love online shopping, it’s easy, convenient, and safe – so we think. Amazon, Paypal, and online banking are how people use the internet for, well, just about everything we do in life. After all, it is pretty convenient...
What Happens to Your Credit When You Get Married? Credit is the last thing on your mind as you get ready for marriage. Love is in the air, but what happens to your credit reports and credit scores when you get married? There are all kinds of common misconceptions...
How Secured Cards Can Help You Build Credit How Secured Cards Can Help You Build Credit. Hey Creditly – Why Should I Choose A Secured Credit Card? Great question, let’s begin with an explanation. What is a secured credit card? A secured credit card is a...
How Long Do Things Stay On Your Credit Report? Credit takes on a life of it’s own. In many ways, a credit report is a lot like a living thing: It grows and strengthens over time, and when something bad happens, it will eventually heal. The duration of that...
What Is a VantageScore & Do I Have One? FICO has a little competition. Introducing VantageScore. VantageScore is a credit scoring model that first emerged in 2006 as a joint venture of the major credit bureaus—Experian, Equifax and TransUnion. VantageScore...
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.