The truth about Payday Loans sceIf you’re asking the question, “What is a payday loan,” your not alone. According to the Consumer Financial Protection Bureau, payday loans are short-term, high-cost loans for small amounts. Payday loans certainly...
What Is a VantageScore & Do I Have One? FICO has a little competition. Introducing VantageScore. VantageScore is a credit scoring model that first emerged in 2006 as a joint venture of the major credit bureaus—Experian, Equifax and TransUnion. VantageScore...
The Best Secured Credit Cards If you are starting your credit journey with no credit, or are trying for a fresh start, secured credit cards may be the best thing for you. The best secured credit cards are those that help build your credit. Because, if you have no...
What Does FICO Stand For? What is a FICO Score? Have you heard of the word “FICO”? This funny sounding word is more important than you think when it comes to your Credit Score. The FICO credit score is a credit score developed by FICO. A company that...
5 Steps to DYI Debt Reduction DYI Debt Reduction. Everyone has debt, you are not alone. Let’s tackle the debt problem with five easy steps. The most common question that comes up when you find yourself in thousands of dollars of debt is simple — how do I...
Divorce survival guide Sometimes things just don’t work out. It’s a mess and now your credit needs to be sorted out. Marriage can have a big impact on your credit history. While your individual credit reports still stand, if you combined accounts and...
What many Americans don’t know is there may be a lot of errors and negative items on their credit report. In fact, it’s reported that as many as one in five Americans have mistakes on their credit report.
